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MWMCUBE

How it works

Your client pays in EUR or USD. You choose a crypto payout.

MWMCUBE helps independent professionals receive payment for their services from international businesses. The client pays normally. After the payment is confirmed and any required checks are complete, you can receive eligible earnings as a supported digital asset in your own compatible wallet.

At a glance

Who pays
Businesses in the EU, paying for professional services
Who receives
Freelancers, contractors and small agencies in Romania and other EU countries
Client currencies
EUR, USD
Payout
A supported digital asset, sent to your own compatible wallet
Infrastructure
[Payment Infrastructure Partner]
  • Not a bank
  • Not a crypto exchange
  • No investment services
  • No trading services
  • No custodial wallets

01

Four steps, from client payment to payout

The same sequence every time. Nothing is converted or sent until you confirm a payout.
  1. 1

    Your client pays in EUR or USD

    You create a payment request. Your client pays it like any supplier invoice, using professional payment instructions and a unique reference.

  2. 2

    Payment confirmed and checked

    The payment is matched to your request. Any required identity, transaction or compliance checks are completed before a payout can be prepared.

  3. 3

    Choose an asset and network

    Pick one of the digital assets and blockchain networks available in your account. Availability is provided by our infrastructure partner.

  4. 4

    Receive to your own wallet

    Review the rate and fees, confirm, and the payout is sent to your own compatible wallet. You can follow its status until it completes.

02

How the money moves, and who does what

We operate the platform your clients and you interact with. Collection, compliance infrastructure, conversion and payout execution are performed by a regulated payment infrastructure provider.

  1. EU company

    Client

    Engages a freelancer for professional services and receives an invoice or payment request.

  2. EUR / USD payment

    Client

    Paid via [Supported EUR Payment Method] using the payment reference.

  3. Our platform

    MWMCUBE

    Creates the payment request, matches the payment, shows status and supports the customer.

  4. [Payment Infrastructure Partner]

    Infrastructure partner

    Collects the payment and runs compliance infrastructure.

  5. Stablecoin conversion

    Infrastructure partner

    Eligible funds are converted at [Provider Rate] into the asset the freelancer chose.

  6. Freelancer's wallet

    Freelancer

    The payout is sent to the freelancer's own compatible wallet on the selected network.

Funds move from the client to the freelancer's wallet through regulated infrastructure. MWMCUBE does not hold customer crypto in custodial wallets.

Our platform

MWMCUBE

  • Payment requests and client payment instructions
  • Matching incoming payments to the right request
  • Payment and payout status for the freelancer
  • Customer support and requests for information

Infrastructure partner

[Payment Infrastructure Partner]

  • Collection of client payments
  • Compliance infrastructure (screening and monitoring)
  • Fiat-to-stablecoin conversion
  • Payout execution to the customer-provided wallet

The division of responsibilities is subject to partner confirmation.

03

Making a payout

Payouts are deliberate. You see every line before anything is sent, and only you can confirm.
  1. 01

    Select an eligible payment

    Payments that are received and approved show as Ready for payout.

  2. 02

    Choose an asset

    From the digital assets available in your account.

  3. 03

    Choose a network

    Only networks supported for that asset are offered.

  4. 04

    Enter your destination wallet

    Your own compatible wallet. The full address is shown for checking.

  5. 05

    Review conversion and fees

    Rate, service fee, network fee and the amount you receive.

  6. 06

    Confirm

    With a step-up confirmation, such as a two-factor code.

  7. 07

    Track status

    Follow each stage on the payout record, through to completion.

Please confirm that this wallet supports the selected asset and blockchain network.

Digital asset transfers may be irreversible. Sending funds using the wrong wallet address or network may result in permanent loss.

Example dataPayout review

Review payout

Check every line before you confirm

Client payment
€5,000.00
Asset
USDTExample asset
Network
[Supported Network]
Conversion rate
[Provider Rate]
Service fee
minus [Service Fee]
Network fee
minus [Network Fee]
Amount you receive
[Crypto Amount]
Destination
0xA83F••••91C2

Check the wallet address and network carefully before continuing.

Digital asset transfers may be irreversible. Sending funds using the wrong wallet address or network may result in permanent loss.

Timing depends on payment confirmation, any required checks, processing, and blockchain network conditions.

Example payout review screen: a client payment of 5,000 euros, an example asset, a placeholder network, placeholder conversion rate, service fee and network fee, a placeholder amount you receive, and the masked destination address of your own compatible wallet, with options to edit details or confirm the payout.

04

Payout statuses

Every payout has one status at a time. If something needs your attention, the status says so.
Preparing payout
You have confirmed the payout and it is being prepared.
Compliance review
Additional checks are being completed before the payout continues. We'll tell you if anything is needed.
Processing
Conversion and payout are being processed by our infrastructure partner.
Broadcast to network
The transaction has been submitted to the selected blockchain network.
Completed
The payout has been completed. The transaction hash is shown on the payout record when available.
On hold
The payout is paused, usually while we wait for information from you or a partner.
Failed
The payout could not be completed. The record explains what happened and the next steps.

The payout timeline

Each payout record shows these events with a time, as they happen.

  1. Payment received

  2. Payment approved

  3. Conversion completed

  4. Payout initiated

  5. Blockchain transaction submitted

  6. Payout completed

Timing depends on payment confirmation, any required checks, processing, and blockchain network conditions.

05

What can cause a review

Reviews are a normal part of a regulated payment flow. Most are resolved by confirming a few details.

We may request additional information about certain payments to meet applicable compliance requirements.

Identity or transaction information may be required depending on payment amount, jurisdiction, and applicable compliance requirements.

Our approach to compliance
  • The payment reference is missing or doesn't match a payment request
  • The payer's name differs from the client details on the request
  • The amount differs from the amount requested
  • It's the first payment from a new client
  • We need to confirm the service relationship, for example with an invoice, contract or statement of work
  • Screening returns a possible match that needs a manual check
  • The payment is unusually large or frequent for the account
  • The destination wallet was changed shortly before a payout
Example dataWhat your client receives

Payment instructions

Software development services · Invoice INV-2026-014

Amount due€5,000.00
Beneficiary
DEMO BENEFICIARY — NOT A REAL ACCOUNT
IBAN
XX00 DEMO 0000 0000 0000 00
SWIFT / BIC
DEMOXXXX
Currency
EUR
Payment reference
MWM-7Q4K-2291

Include the payment reference exactly as shown so the payment can be matched.

Example client payment instructions: amount due, beneficiary, payment method, account details provided by the infrastructure partner, and a unique payment reference.

06

What your client sees

Your client sees professional payment instructions, the same as for any supplier. They never need to buy crypto, open a crypto account or understand blockchain networks.
A familiar payment
A payment in EUR, USD via [Supported EUR Payment Method].
Clear beneficiary details
Beneficiary [Approved Beneficiary Name] and account details [Provided by Infrastructure Partner].
A unique payment reference
So the payment can be matched to your request.
Information for businesses

Get paid by international clients, your way.

Create an account, complete any required verification and share your first payment request. Identity or transaction information may be required depending on payment amount, jurisdiction, and applicable compliance requirements.

Create account See pricing